The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 94305 | Stanford | 12 |
| 2. | 95335 | Long Barn | 12 |
| 3. | 90013 | Los Angeles | 13 |
| 4. | 94956 | Point Reyes Station | 15 |
| 5. | 94704 | Berkeley | 15 |
| 6. | 94937 | Inverness | 16 |
| 7. | 93067 | Summerland | 17 |
| 8. | 90021 | Los Angeles | 17 |
| 9. | 90007 | Los Angeles | 17 |
| 10. | 94720 | Berkeley | 18 |
| 11. | 95514 | Blocksburg | 18 |
| 12. | 90004 | Los Angeles | 18 |
| 13. | 94709 | Berkeley | 19 |
| 14. | 93920 | Big Sur | 19 |
| 15. | 90005 | Los Angeles | 19 |
| 16. | 94108 | San Francisco | 19 |
| 17. | 90024 | Los Angeles | 19 |
| 18. | 95587 | Piercy | 20 |
| 19. | 90038 | Los Angeles | 20 |
| 20. | 94133 | San Francisco | 20 |